
In the island town of Dapa, Siargao, Ohnello Nohara and his wife run a busy general merchandise store. What began as a modest stall has grown into one of the community’s go-to shops — offering everything from groceries to auto supplies. Behind their continued success is a quiet game-changer: their bank’s deposit pick-up service.
“Before, I had to travel for hours just to deposit our earnings,” said Ohnello. “Now, BDO Network Bank sends someone to our store. That saves me time and allows me to focus on growing the business.”
A few towns away, Catherine Agacite shares a different yet familiar story. A single mother and sole breadwinner, she once depended on daily loans from informal lenders with high interest rates. Things turned around when she secured a business loan from BDO Network Bank. That loan helped expand her small fruit stand into two thriving branches — with a third on the way.
“Repayments are automatically deducted from my account,” Catherine shared. “It’s one less thing to worry about while running the business.”
Stories like Ohnello’s and Catherine’s reflect how banking, when made more accessible and personal, can help transform local livelihoods.
BDO Network Bank (BDONB), the community banking arm of BDO Unibank, continues to bring practical banking solutions to underserved areas — particularly in far-flung communities where access remains a challenge.
With over 500 branches and loan offices nationwide, each location offers services tailored to the unique needs of every locale. The bank also offers micro-insurance for as low as P500 per year, giving clients peace of mind with affordable coverage that includes daily cash compensation during hospital confinement.
From P100 starter savings accounts to non-collateral loans for small business owners, BDO Network Bank keeps its approach grounded, inclusive, and relevant. Field officers regularly visit stores and markets, helping clients deposit earnings and access support without leaving their place of work.

The bank also holds outreach activities like its “Mini Fiesta” — a community event that mixes entertainment, games, and financial education. These gatherings are often held in town plazas, barangay halls, schools, and markets to help everyday Filipinos open their first savings accounts and begin their financial journey.
With its newly granted thrift bank license, BDO Network Bank is set to widen its reach and deepen its impact — especially in areas still underserved by traditional financial institutions.
For Ohnello, Catherine, and thousands of others, banking is no longer distant or complicated — it’s simpler, more personal, and right within reach.